Starting a life in Portugal can be challenging for any future resident, especially if planning alone. So, to help you in this process and to avoid any potential false expectations about life in Portugal, we have put together a list of information & questions that can help you research and plan better and narrow your options.
With the right mindset and preparation, you can have an amazing experience here and nobody is better than local people (Savvy Cat Realty Team for example) to help you on this adventure ;) Just don't forget to be brutally honest with yourself and others who will also be part of this big change. Start off by filtering all the right questions about the pros and cons of living abroad, before diving in this new adventure.
Grab something to write on and let's start planning!

REASONS TO LIVE IN PORTUGAL
There are many reasons why Portugal is the ideal destination for many Savvy expat investors. Let's start by mentioning just a few points why you should consider to make our beautiful country the destination to relocate to:
The cliché great weather argument;
A beautiful country with lots of unspoiled nature, clean beaches and good food;
Whether if you’re looking for a fast-paced city or a small and quiet rural life, Portugal offers a variety of lifestyles and a high quality of life;
Since the cost of living is one of the lowest in Europe, you’ll find property and living in Portugal affordable as an expat;
It’s easy to reach because of its connections to the rest of the world (from Europe, Africa, and the US);
Accessible public infrastructure such as healthcare and transportation.
QUESTIONS YOU NEED TO DO BEFORE MOVING TO PORTUGAL
You've probably already paused to do some light thinking before making a decision but nothing compares to stop and write it all down! Use the questions below to form a better picture of all your needs and non-negotiables in order to catch your Portuguese dream.
ABOUT TIMEFRAME:
Savvy Advice | Depending on what you are looking for we suggest the following:
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ABOUT FINANCES / BUDGET :
| ABOUT LIFESTYLE:
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ABOUT YOUR ADAPTABILITY:
| ABOUT RELOCATION:
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ABOUT LOCATION IN PORTUGAL:
| ABOUT TRANSPORTATION NEEDS:
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ABOUT PAPERWORK:
| ABOUT YOUR DEAL BREAKERS :
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ABOUT PROPERTY MUST HAVE'S: Almost there! Analyze what it is that you want in detail and put together a wish list for your dream property. Don't forget to separate the features by priority ;)
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Now, the second biggest dilemma that usually expats query upon deciding to move here is “Should I rent first or buy a home?”.
RENTING VS BUYING PROPERTY IN PORTUGAL
The answer depends on several factors, knowing what you want for your property in Portugal is just the start. Sit down and analyze your previous answers plus your property wish list. Let's suppose, either your planning on finding a second home or moving to Portugal, so renting before buying is a popular option for those that prefer having a trial period in a country before committing to a place and buying a property.
Here are some things to consider when deciding between renting vs buying:
| RENTING | BUYING |
FLEXIBILITY | - Freedom to explore and try out different areas of the country without the need to commit to any place at first; - Renting isn't a huge financial liability. | - Get to live in the beautiful city of your choosing. - If for any reason you need to move again the most probable scenario may be to sell your property. |
STABILITY | - It’s a rare scenario but landlords can decide to sell the property, not to renew your lease or something else that’s out of your hands; - Rent prices are out of your control and may increase more than you can afford at the moment. | - Owning a home offers you a certain sense of stability and security; - Becoming a homeowner gives you a more permanent place to call your own and become part of the community. |
TYPE OF PROPERTY | - Depending on the areas, you may be limited to the type of property you will have access to. | - You may choose the type of property you desire, build anew or renovate; |
INVESTMENT | - Paying rent on a long-term basis can be seen as a waste of money. - Most home maintenance costs or repair bills are not handled by you; - Don't have to pay homeowner’s insurance, property taxes, or homeowners’ association fees; | - Purchasing a property can be sold in the future at a great profit or be rented; - Real estate investments (property) are considered protection against inflation. |
CONCLUSION
Real estate is different in every corner of the world. So it’s best to do some homework before buying property abroad and nothing compares to asking for some advice from the right people. In this case, you can always contact us and book a Call with our best real estate advisor and expert Ana Caramujo, who can assist you and offer more than just simple advice.
Get clear answers for all your relocation questions and be more confident with your dream property search in Portugal ;)
Hope this article was helpful, any questions you might have feel free to contact us! We are always available at contact@savvycatrealty.com if you need any assistance ;)