The D7 Visa - A cheaper, flexible option

What is it, and is it for you?


D7 visa can be requested by foreigners living of a recognized stable income, such as movable property, real estate, intellectual property or financial investments, this includes freelance work as long as you can prove you have stable income.


Portuguese legislation provides for a special visa, that allows foreigner citizens, who wish to reside in Portugal, the entrance to the country in order to obtain a residence permit, provided that they can prove to have sufficient income to provide them with means of livelihood.


How to Obtain It


This visa must be required at the Portuguese consulate for you place of residency, as they hold the legal power to grant the D7 visa. The deadline for the decision on the visa application is 60 days.

Said consular service must request a legal binding opinion from the Portuguese Immigration and Borders Police (SEF), which must issue it within 20 days.


What it grants


The D7 visa is a residence visa initially enables the holder to obtain a residence permit in Portugal. In this context, the visa is valid for two entries and entitles the holder to remain in Portugal for a period of 4 months.

Subsequently the D7 visa enables the respective holder to obtain a residence permit in Portugal for a period of one year, which can then be renewed for successive periods of 2 years and can be converted into a permanent residence permit after 5 years.


What about my family?


Members of the family of the holder of the residence permit obtained via a D7 visa are also entitled to a residence permit, based on family reunification statute, this includes

· Legal Spouse

· Children with less than 18 years of age

· Or under 26, single with no income and undergoing higher education.

· Parents of either spouse over 66 years of age

· Siblings of either spouse if under 18 and you our your spouse are the legal guardians

Whith this Visa you are entitled to:

  • Access to the National Health Service care;

  • Acess to the Portuguese National Education Service and schools;

  • Exercise of any work activity as an independent professional;

  • Acess to Portuguese Vocational schooling, initial and further professional training and retraining;

  • Access and protection from the Portuguese Law and legal system.

  • Leave the country for 6 consecutive months or 8 intercaleted months


How to Apply


To Apply you need to fill out the application form (available in SEF’s website); and have the following documents:


· Passport or other valid travel document;

· Two identical passport size photos; with blank background, and easily identifiable;

· Valid travel insurance, with coverage for all medical expenses, including urgent medical assistance and possible repatriation;

· Application for Criminal Record consultation by Portuguese Foreigners and Borders Service (SEF);

· Certificate of criminal records issued by you home country of origin

· Proof that you have adequate accommodation;

· Proof of health insurance coverage;

· Proof that you have income that allows you to live in Portugal.

This consists of

– €665 per month for the first adult (€7.980 annually) ;

- €333 per month for each further adult (€3.990 annualy);

- €200 per month per chil (€2.400 annually).

You must provide at least 6-months of bank statements proving this.


Tax Benefits


If you hold the D7 Residency Visa, you are entitled to benefit from Portugal’s RNH program for non-habitual residents, which key advantages are:

· Benefit from a special personal income tax treatment over a 10-year period

· Enjoy tax exemption on almost all foreign sources of income

· 20% flat rate for certain Portuguese source incomes (from specific professions and from self-employment), as opposed to normal Portuguese income tax rates of up to 48%

· No minimum stay requirement

· Become part of a white-listed tax environment within the EU

· A tax exemption for gifts or inheritance to direct family members

· No wealth tax

· Free remittance of funds to Portugal


A key feature of Portugal’s non-habitual resident tax regime lies in its relationship with Double-Taxation Agreements (DTAs). DTAs allow for most categories of income to be taxed in the country of source of income. Most countries, however, choose not to tax income earned by non-residents as they want to be seen as jurisdictions open for foreign investment.


In turn, under the RNH tax regime, Portugal will not tax most foreign source income earned by RNH individuals because the income may be taxed abroad. This allows for RNH residents to receive foreign income completely free of tax.


Portugal currently has signed DTA’s with 79 countries.


As of 2020, pensioners registering for the NHR tax scheme are now taxed at a rate of 10%.

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